What's the biggest payment you make every month? If you’re a renter, it's probably your rent. But did you know that you can pay your rent on time, every time, for years, and it may never show up in your credit history? It's pretty frustrating, especially if you'd like to buy a home someday and you’r

If you’ve seen headlines saying home sales are slowing down, you may be wondering: is this really a good time to sell?While the latest numbers show sales picked up slightly in September, they're still down compared to last year. But here’s the perspective the headlines can miss.Homes are still selli

Adjustable-Rate Mortgages: Are Buyers Planning for Tomorrow’s Costs? By Beth Ross, Broker/Owner | Carolina Pines Realty, Inc. | October 14, 2026 A lower mortgage payment today can look appealing when interest rates are high. But as a real estate broker, I worry about buyers who choose an adjustable-

Mortgage rates being back above 7% isn't exactly the news most people wanted. But it’s changing the market in ways that matter whether you’re buying or selling. The number of homes for sale is growing faster than it was this time last year. And interestingly, the main reason isn’t a flood of new lis